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w4hammer 8:40 Mon Mar 9
Car insurance claim question
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..the old lady next door to me has managed to ding my front end with her side ( ooerr) she has 100% admitted its her fault.
Do i put the claim through my company, or do I just claim direct off her insurance?
cheers
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Replies - Newest Posts First ( Show In Chronological Order)
roltrader
9:29 Mon Mar 9
Re: Car insurance claim question
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link
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Full Claret Jacket
9:06 Mon Mar 9
Re: Car insurance claim question
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If you can avoid going through insurance companies at all then make sure you do.
I had someone hit me, proven by CCTV they were 100% to blame and claimed direct off them but my premium has gone up and I have to declare it every renewal (if you don't declare then they can see it anyway as the computer systems pick it up)
As I had been involved in an accident once in over 20 years then apparently I am now statistically more likely to be involved in another so they charge a load more despite no claim against them. An absolute con.
Oh and you will be deluged by companies telling you that you can claim thousands in personal injury. Still getting them a year later.
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Honest Hammer
9:05 Mon Mar 9
Re: Car insurance claim question
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I'd go straight through her insurance personally.
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penners28
8:59 Mon Mar 9
Re: Car insurance claim question
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Just t-cut it out and demand head
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Spandex Sidney
8:59 Mon Mar 9
Re: Car insurance claim question
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Yes claim on yours but if it's gonna be less than her excess maybe sort it out with her direct?
Remember you have to report all claims, even when you weren't at fault and she's gonna get caned by her insurance company plus lose her bonus. If it's a sub £500 job then I would imagine she would be well happy to pay for a fair price decent repair
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Cornish Dave
8:57 Mon Mar 9
Re: Car insurance claim question
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Assuming you are Comprehensive claim on your own policy. Should be quicker and any issues with the repair you are their customer so they should look after you.
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mike hunt
8:48 Mon Mar 9
Re: Car insurance claim question
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you inform your company, they inform her company
your phone will be ringing constantly for the next year from personal injury lawyers, cunts make me fucking sick, fucking ambulance chasing parasites
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ManorParkHammer
8:43 Mon Mar 9
Re: Car insurance claim question
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Claim dat dere whiplash.
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